Your property value will increase over time, which means more capital for you.

Consider renting out your property for a regular income, and the investment can help pay for itself.

Do your research, but tax minimisation and negative gearing are definite advantages to investing.

Equity can best be defined as how much your home is worth, minus how much you owe to the bank.

Chances are that you may have collected equity worth tens of thousands of dollars, which can be used to pay down your loan. Trouble is, a lot of homeowners aren’t sure about how to access their equity.

Get real about your property prospects and avoid investor heartache.

Think carefully about why you are investing in property – what are your goals, and will a rental property help you achieve them? Some investors often purchase a property then realise they have paid far too much and get disheartened by the experience, losing faith in property investment. We can help you to avoid falling into this trap.

1. Consider the goals you hope to achieve by investing in property
2. Make sure the property is within your budget
3. When you’ve found a property that ticks all the boxes, ask for a copy of the contract of sale
4. Have the contract reviewed by an expert
5. Arrange a pest and building report
6. Make an offer
7. The settlement process begins
8. Sit back and relax as your property generates returns.

Your local community is like a big family that you get to choose, so we don’t want to choose lightly.

Consider:

1. Does it fit your needs?
2. Is commuting an issue?
   
3. Is it convenient?
   
4. Is the suburb likely to rise in value?
   
5. Is there a sense of community?
   
6. Is it safe?
   
7. Have you invested time in the area?

With a lot of construction going on, a growing number of properties are being sold off the plan. It’s a purchase option that gives buyers a range of valuable advantages, like price savings and more time to save for the deposit. Just make sure you’ve considered the following:

1. The specs have been checked
2. Contract is thoroughly reviewed
3. Your own long-term plans have been considered
4. Your developer is reputable.

You want to make sure that the plans you develop will help you attract and retain quality tenants. A good tenant provides a lot more than a source of income, including reducing vacancy rates, costs, maintenance and repair bills.

Things to consider:

1. Is DIY property management worth it?
   
2. Do you know what your target tenants want?
   
3. Have you checked the property yourself?
   
4. Is the property in mint condition?
   
5. Do you have rental property insurance?