refinance your home loan


Is your home loan not what it used to be? You could save a bunch of money by rolling it over into a new loan.


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Refinancing to a home loan with an interest rate a quarter of a percent lower can make a big reduction in your interest repayments over the life of the loan.


APPROVAL


Ready to refinance your loan? You could get pre–approval today. Contact us today.

HOW TO


Refinancing is just like taking out a new loan – that pays out your old one.

WHEN TO


Loans shouldn’t be set-and-forget; it pays to check in on whether there’s a better deal available.



MAKING THE BREAK


Leaving your old loan involves some refinancing costs – it pays to make sure you’ll come out in front. The key to successful refinancing is to know the costs involved and weigh these up against the benefits.

To find out if refinancing is the right move for you, consider your goals and crunch some numbers. Easier still, talk to your NRG Finance refinancing expert.

PREP FOR SUCCESS


Here are a few things to consider when thinking about refinancing your loan.
- Cut back non–home loan debt
- Consider how much you can comfortably repay - Prepare your home for valuation
- Consider why you are refinancing your home loan
If you’re ready to make the switch, talk with one of our Home Loan Advisers today about your options.

WHY TO


A lower rate doesn’t just mean savings on the long term cost of your loan. It can also reduced monthly repayments, freeing up extra cash to make additional repayments, and that can be the key to paying off your loan sooner.

As our lives change, the sort of loan features we need can alter dramatically. Even if your circumstances haven’t changed, it’s worth taking a look to see which innovative features you could take advantage of.
Our panel of lenders
Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.

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ARE YOU READY TO TAKE THE NEXT STEP?

Our finance specialists are available to help you and answer all your questions

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