Benefit from the increase in the value of your property over time.

You could rent out the property for a regular income and your investment can help to pay for itself.

Tax minimisation and negative gearing are a few advantages you may realise from your investment.

You could have a lot more home equity than you think.

Equity can best be defined as how much your home is worth minus how much you owe to the bank. Use this to pay down the loan, and chances are you may have collected equity worth tens of thousands of dollars. Trouble is, a lot of home owners aren’t sure about how to access their equity. So here is where we can help.

Get real about your property prospects and avoid investor heartache.

Think carefully about why you are investing in property – what are your goals, and will a rental property help you achieve them? Some investors often purchase a property then realise they have paid far too much and get disheartened by the experience and lose faith in property investment. Your NRG Finance expert can help you pursue steps to avoid falling into this trap.

1 - Take a moment to consider the goals you hope to achieve by investing in property.

2 - Do the maths to be sure it can fit into your budget. 3 - Check out properties. When you’ve found a proper- ty that ticks all the boxes, ask for a copy of the contract of sale. 4. Have the contract reviewed by an expert. 5 - Arrange a pest and building report. 6 - Make an offer. 7 - The settlement process begins. 8 - Sit back and relax as your property generates returns. We can help you every step of the way.

Your local community is like a big family – but unlike your family, you get to choose where you live and it's a choice worth thinking about.

Here’s a few things to weigh up:

1. It fits your needs.
2. Commuting won’t be a problem.
3. It’s convenient.
4. The suburb is likely to rise in value.
5. There’s a sense of community.
6. It’s safe.
7. You’ve invested time in the area.

With a lot of construction going on, a growing number of properties are being sold off the plan. It’s a purchase option that gives buyers a range of valuable advantages. But can come with a few downsides to.

Here’s a few things to weigh up:

1. The potential to save on price and stamp duty.
2. Time to save a bigger deposit.
3. Check the specs.
4. Have the contract thoroughly reviewed.
5. Consider your own plans.
6. Go with a reputable developer.

It is important to develop plans that will help you attract and retain quality tenants. They will not only be your source of income but a good tenant can reduce vacancy rates, costs, maintenance and repair bills to a minimum.

Here’s a few things to consider:

1. Think carefully about do-it-yourself property management.
2. Keep the property in mint condition.
3. Know what your target tenants wants.
4. Have rental property insurance.
5. Check out the property yourself.