Buying your next home?
Need a little more space? Our team of home loan professionals can help you.
book an appointment
apply online
Not only are you more familiar with the process, you also have the benefit of home equity, which can really broaden the market in terms of what, and where, you can afford to buy.
PLANNING
GET PREPARED
Thinking about moving house? Some things to consider before you to include:
- Identifying if it's the right time.
- Whether to buy or sell first.
- know what you can borrow.
what type of come will fit your lifestyle.
- Maximisinig the sale value of your current home.
- Review your home loan strategy.
- Identifying if it's the right time.
- Whether to buy or sell first.
- know what you can borrow.
what type of come will fit your lifestyle.
- Maximisinig the sale value of your current home.
- Review your home loan strategy.
FREE YOUR EQUITY
Equity can best be defined as how much your home is worth, minus how much you owe to the bank. You may use this to pay down the loan, and chances are you may have collected equity worth tens of thousands
of dollars. Trouble is, a lot of home owners aren’t sure about how to access their equity. So here is where we can help, contact us today to learn more.
CHICKEN OR EGG?
Most people choose to sell their old home first and then with the available equity purchase a new home. But there are times where buying first may better suit your circumstances. To find out what the best choice for you is, speak to one of our NRG Finance brokers.
GET YOUR LOAN
GET THE RIGHT LOAN
Not only are there hundreds of loans to choose from, some are marketed using names and descriptions that
don’t really say much about the loan and how it works.
APPLY RIGHT
There’s a lot riding on your home loan application, and the more prepared you are, the more likely you’ll receive a thumbs up from a lender.
GET PRE-APPROVED
Get auction-ready with a conditional loan approval. Our home loan specialists will help you work out what loan is right for you – and can even start filling out your application.
BUYING YOUR HOME
AUCTION SAVVY
Auctions can offer big advantages – like the chance to secure
your dream home at a price that truly reflects its market value. But successful buying at auction calls for some additional work behind the scenes, and knowing what you’re up against is crucial in mastering the
auction game.
PREP YOUR CHEQUE
When you make the winning bid at an auction you immediately enter into a binding contract. There is no cooling off period (so it pays to have your home loan pre–approved). During this time it is expected that you pay a deposit – usually 10% of the sale price.
SETTLE UP
The average settlement period is between 4–6 weeks, and if you’re relocating to a new home it can be a busy period with plenty to plan for such as moving furniture, organising a new school for the kids and maybe even a new job.
OUR PANEL OF LENDERS
Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.


What our clients say
We’ve helped thousands of Australians finance their dreams
"As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made. Definitely be recommending to all our friends and family. Thankyou"
- Probst & Travis
- Probst & Travis
"Richard's communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we're getting the best setup for our loans. Thanks Richard"
- Everitt & Jinks
- Everitt & Jinks
FINANCIAL CALCULATORS
Free online home loan calculators which we invite you to use.
These calculators will provide you with a solution which may assist you when considering purchasing a property.
These calculators will provide you with a solution which may assist you when considering purchasing a property.
Are you ready to take the next step?
Our finance specialists are available to help you and answer all your questions
book an appointment
apply online
Request your free property and suburb report
Your property and suburb report provide a breakdown of information about the property you are considering and valuable information about the area, such as median house prices, recent sales figures, and the local community demographics to help make an informed decision.
DON'T FORGET INSURANCE
Keep your home safe with our many insurance options.
Should you be unable to service the loan repayments through illness, injury or death, be sure you have the right insurance cover.
Should you be unable to service the loan repayments through illness, injury or death, be sure you have the right insurance cover.
Learn more