Who is
NRG Finance?

We’re the guys who’re going to help you
secure a better financial future.

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Buying
your first home?

Our finance specialists are here to help you navigate the process with confidence and ease.

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Refinance
Your Home Loan

Rolling your current home loan over into a new loan could actually save you a ton of money.

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Building or
Renovating?

Building loans are not the same as regular home loans. We’ll help you figure out the right loan for your situation.

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Low Rate
Personal Loans

Looking for a personal loan? Whether it’s secured or not, we can help.

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Welcome to the start of a better financial future

We’re committed to working with you.

Book a consultation

By working with us, you get expert advice and support, and the extensive knowledge and connections our team possess. Financial planning can be a highly stressful and trying time but with the help of our dedicated financial specialist this will become an exciting and rewarding time.

Whether it’s saving for your first home, expanding the family home or growing your investment portfolio or even insuring you car, NRG Finance is all about you. We take the time to get to know you and understand your needs,to work with you on your goals and enable your dreams and aspirations.

WHAT WE OFFER

We offer a wide-range of services to help reach your financial goals.

WHAT TYPES OF LOANS WE OFFER

We offer a wide-range of services to help reach your financial goals.

FIRST HOME BUYERS

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Wanting to buy your first home but don’t know where to start? As a first home buyer you don't have to be an expert in buying property. We are here to help you.

NEXT HOME BUYERS

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Is your family growing and you are needing more space or you are just wanting a lifestyle change? We have the solution for you.

Refinance

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Is your home loan not what it used to be? You could save a bunch of money by rolling it over into a new loan. If you’re ready to make the switch, talk with us about your options.

INVESTMENTS

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Thought about becoming an investor. We can help you build your wealth with the right strategy and loan to maximise your investment.

RENOVATION

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From redoing the bathroom to adding a second story. We can help turn those home renovation dreams into reality.

SUPERFUND

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Making solid and sensible plans to grow your super today will pay off when it comes to retirement. If you’re ready to start planning your future, talking to us is a good place to start.

PERSONAL LOANS

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Is it time to find, finance and purchase your new car, go on a holiday or consolidate your dept? We can help. We have teamed up with great providers to offer you and your wallet peace of mind.

INSURANCE

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Bringing you great value insurance is our priority. Protecting what is important to you is just as important as the loan you're applying for. We have a insurance solution for you.

WHY NRG FINANCE?

Melbourne mortgage brokers - Genuine Care

GENUINE CARE

We provide genuine care to our clients and help them reach their financial goals. It’s one of the many reasons why our clients recommend NRG Finance.

NRG Finance - Melbourne mortgage brokers- Premium Service

PREMIUM SERVICE

We're on the journey with you, providing a tailor-made premium service from beginning to end. It’s our in-depth knowledge that makes our advice and solutions first-class.

NRG Finance - Melbourne mortgage brokers - Ongoing Support

ONGOING SUPPORT

We believe the settlement of your loan is just the beginning. Its our ongoing support we offer that separates us from other mortgage brokers and lending specialists.

WHY NRG FINANCE?

We strive to go above and beyond and deliver exceptional, personalised service to our clients.

GENUINE CARE

We provide genuine care to our clients and help them reach their financial goals. It’s one of the many reasons why our clients recommend NRG Finance to their friends and family.

PREMIUM SERVICE

We're on the journey with you, providing a tailor-made premium service from beginning to end. It’s our in-depth knowledge that makes our advice and solutions first-class.

ONGOING SUPPORT

We believe the settlement of your loan is just the beginning. Its our ongoing support we offer that separates us from other mortgage brokers and lending specialists.

FINANCIAL CALCULATORS

Free online home loan calculators which we invite you to use.
These calculators will provide you with a solution which may assist you when considering purchasing a property.

Property Fees

Estimate how much stamp duty and extra fees you might need to pay for a property.

Borrowing Power

Calculate how much you can borrow based on your income, assets and financial commitments.

Repayments

How much will your repayments be? How much can you save with extra repayments?

UNDERSTANDING THE HOME LOAN PROCESS

Getting a home loan can seem complex, even if you’ve bought property before. Here are the most common steps from application to settlement.

WHAT OUR CLIENTS SAY

We’ve helped thousands of Australians finance their dreams

“Richard is a professional with in depth knowledge of the industry. He has helped me time and time again with personal and business loans and i highly recommend him.”

– Galea
“We engaged Richard to do a review of our current loans, and was definitely worth out time! Richard has saved us around $550 per month by finding another lender who was much cheaper and also had loan features suited to what we wanted. “

“Richard’s communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we’re getting the best setup for our loans. Thanks Richard”

– Everitt & Jinks
“As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process, during and after settlement. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made and now we can look forward into moving into our beautiful home once it’s finished being built. Definitely be recommending to all our friends and family. Thankyou”

– Probst & Travis

WHAT OUR CLIENTS SAY

We’ve helped thousands of Australians finance their dreams

"As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made. Definitely be recommending to all our friends and family. Thankyou"

- Probst & Travis

"Richard's communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we're getting the best setup for our loans. Thanks Richard"

- Everitt & Jinks

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OUR PANEL OF LENDERS

Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.

OUR PANEL OF LENDERS

Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.

ENQUIRE TODAY

Submit your details and we'll be in touch with you shortly.

ARE YOU READY TO TAKE THE NEXT STEP?

Our finance specialists are available to help you and answer all your questions

HOME LOAN PROCESS

When we first make contact, your experienced NRG Finance Broker will ask you a number of detailed questions to determine your current financial situation and make sure that we are properly prepared for our meeting with you.

Getting to know you and understanding your current financial circumstances and your specific needs means that we can identify the lender, loan type and product that is right for you.

Once a convenient time for a meeting has been arranged, you will receive a confirmation email with a list of documentation you will need to bring along. Alternatively, you may be asked to complete our Client fact finder and return it with the supporting docs prior to our meeting.

Once your financial needs and loan requirements have been discussed and all information confirmed with you face to face, we will compare and identify the best loan and lender for your particular situation. The loan application process will be fully explained, and any hidden costs associated with your loan product will be made clear. We will also identify any other fees that will arise in the process of the financial transaction and will assist you in completing the loan application forms.

Once we receive all of your supporting documentation, we will prepare, package and submit the loan application to the lender and ensure that it is processed in a timely manner. Your dedicated NRG Finance Broker will be heavily involved assisting in the smooth processing of your loan. Their input during this part of the process makes a huge difference to the outcome. At this stage we may also arrange bank valuations and contact any 3rd parties to introduce ourselves such as your conveyancer or accountant.

Once your loan has been settled we will make sure that everything is finalised. It’s at this point that the journey really begins. Like your trusted family doctor your NRG Finance Broker aims to be your trusted financial partner and your first point of contact for any queries regarding your finances for the entire length of the loan. As sure as the seasons change so do your personal needs which is why we stay in touch regularly.

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