Looking to buy a home or refinance your loan?

Let’s find the right solution for you.

Buy a property >

Find a better deal >

Looking to buy a home or refinance your loan?

Let’s find the right solution for you.

Buy a property >

Find a better deal >

At NRG Finance, we provide the right financial solutions tailored to your needs.

We handle the heavy lifting for you—conducting the in-depth research, focusing on the details, and putting in the effort to find the best property and loan solutions tailored to your unique needs, whether you're in Melbourne or beyond.

Our loan types

First Home Buyer

Make it a year to remember – Take the big leap towards owning your own home with us by your side.

Get Started >

Refinance your loan

Is your loan not what it used to be? You could save a bunch of money by rolling your loan into a new loan.

Book a chat >

Low Rate Personal Loans

You can buy a car, consolidate your debts, renovate your home, travel and more. A unique solution for you.

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Interested in Investing?

We’ll find you the right solution and loan to maximise your investment and build your wealth.

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Protect your assets

Our insurance will protect you, your car, your home and contents, your family, your assets – even stuff you didn’t know needed protecting!

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Upsizing or downsizing?

Buying your next home can be more complex than your first, but a trusted partner can help simplify the process.

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Self-Managed Super Fund

A SMSF provides more choice to access investment options that would otherwise be unavailable through a super fund.

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Commercial Finance

We provide tailored solutions to support your business’s growth and ensure you have the financial resources you need.

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Renovate with confidence

Let’s turn those reno dreams into a reality! Let’s find the finance option that best suits you and your project.

Don't hear it from us

Since 2018 we’ve helped thousands of
Australians finance their dreams

Lucas is a genuine person who cares about what you value. He went above and beyond to make sure everything with our mortgage process went smoothly and we felt that he was always in our corner when we needed it the most. He is the utmost professional with exceptional communication skills. He was always prompt to respond to our queries – starting from our first meeting right through to settlement day. We highly recommend Lucas to anyone looking for an excellent mortgage broker and look forward to working with him again in the future.

Rupoj Sarbaswa

Amazing service! Richards knowledge, understanding, and patience every step of the way through our process has been second to none. We are return clients from being first home buyers and I would not trust anyone else with our else to be our broker. I alway know Richard has our best interests front of mind.

Laura Travis

Lucas Elliott..what an amazing man.. he could not have done more for us.. I can so highly recommend this guy at NRG Finance. He guided us through the whole process of changing banks, securing our loans, liasing with conveyer and not making me feel like a dunse when I wasn’t quite sure what was happening.. Thankyou Lucas.

Bonita Reinbold

Richard helped us buy our first home 3 years ago & has now helped us with our refinance. Couldn’t recommend his service more highly! He is always available to answer any questions & concerns when you need him, he knows his stuff & over all kept me feeling confident and informed.

Matilda W

Another great experience with Lucas and the NRG Finance team. Have worked with Lucas now numerous times over the past 10 years and each time he goes over and above to help us with what we need. Great knowledge of the industry and easy to deal with. Also works in with our busy schedule and nothing is too hard to accomplish. Thanks again Lucas.

Sean Lindsay

Can’t speak highly enough of Richard! Just had our first home financed with the help of Richard, who was amazing to deal with throughout the whole buying process. From when I first reached out to him up through to settlement and beyond he is always there to give expert advice and help whenever we need it. The daunting process of buying a home was mitigated thanks to Richard and his efforts in making the whole thing as seamless as possible. Thanks again Richard!