Looking to buy a home or refinance your loan?
Let’s find the right solution for you.
Looking to buy a home or refinance your loan?
Let’s find the right solution for you.
At NRG Finance, we provide the right financial solutions tailored to your needs.
We handle the heavy lifting for you—conducting the in-depth research, focusing on the details, and putting in the effort to find the best property and loan solutions tailored to your unique needs, whether you're in Melbourne or beyond.
Our loan types

Refinance your loan
Is your loan not what it used to be? You could save a bunch of money by rolling your loan into a new loan.

First Home Buyer
Make it a year to remember – Take the big leap towards owning your own home with us by your side.

Renovate with confidence
Let’s turn those reno dreams into a reality! Let’s find the finance option that best suits you and your project.

Commercial Finance
We provide tailored solutions to support your business’s growth and ensure you have the financial resources you need.

Interested in Investing?
We’ll find you the right solution and loan to maximise your investment and build your wealth.

Upsizing or downsizing?
Buying your next home can be more complex than your first, but a trusted partner can help simplify the process.

Protect your assets
Our insurance will protect you, your car, your home and contents, your family, your assets – even stuff you didn’t know needed protecting!

Self-Managed Super Fund
A SMSF provides more choice to access investment options that would otherwise be unavailable through a super fund.

Low Rate Personal Loans
You can buy a car, consolidate your debts, renovate your home, travel and more. A unique solution for you.
Don't hear it from us
Since 2018 we’ve helped thousands of
Australians finance their dreams
Highly recommend Lucas for his mortgage broking services. Our whole experience from start to finish was very smooth. Lucas took the time to explain everything to us in detail, also keeping us informed every step of the way.
Thank you Lucas.
Melissa Studley
We can’t recommend Lucas enough for his mortgage broking services. He’s a super genuine guy who made the whole experience feel relaxed and easy. There weren’t any hiccoughs along the way and Lucas was always available if we had a query, he also kept us on track so that everything got across the line smoothly.
Georgia Byrnes
Absolutely the best agent
Richard was amazing, everything was so smooth and he made it so easy. We were far from proactive and he was always patient and professional. He explained everything clearly, thoroughly researched and presented all options and made sure we got the best deal. We were recommended Richard from our friends and we would happily recommend him to anyone.
Elif Kadife
Richard has helped my family over the years so I knew I he would put in the same effort with me as he did with my family. He does a great job and walks with you the entire journey by giving you the advice and information you need!
Ashley Lazzaro
Another great experience with Lucas and the NRG Finance team. Have worked with Lucas now numerous times over the past 10 years and each time he goes over and above to help us with what we need. Great knowledge of the industry and easy to deal with. Also works in with our busy schedule and nothing is too hard to accomplish. Thanks again Lucas.
Sean Lindsay
Richard helped us buy our first home 3 years ago & has now helped us with our refinance. Couldn’t recommend his service more highly! He is always available to answer any questions & concerns when you need him, he knows his stuff & over all kept me feeling confident and informed.
Matilda W
Put a face to the NRG name
We’re ready to help you make smart financial decisions for your future.


Use our free resources
Discover a range of tools and information designed to support you throughout your financing journey.
& check out our panel of lenders































