Renovate with confidence

Let’s find the finance option that best suits you and your project.

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Let’s turn those reno dreams into a reality! Whether you’re redoing the kitchen or adding an extension, we’ll get you the right loan for your project.

PLANNING

1. DIY PROS & CONS

A DIY approach should cut costs not corners. Unless you have the time and skill to achieve a great end result, it can pay to hire professional tradies. Reputable builders also have the right tools for each job so don’t forget to allow for the cost of hiring or buying specialised equipment.

2. PLANS & PERMITS

Before you kick–start any home improvements, understand the rules and regulations that apply in your area. Building codes and requirements for a Development Application (DA) vary, so contact your local council to know what’s involved.

3. SET A BUDGET

Be careful not to overcapitalise and spend more than the property's worth, particularly if you plan on selling in the near future. Understanding the property prices of your local area will help you weigh up whether your renovation plans are too costly.

FINANCE

TOP UP

You can borrow more from your current home loan with a quick top-up. If you're planning to renovate, consolidate your debts or just need extra cash, topping-up your home loan could be the perfect solution. You can borrow additional funds on your existing home loan without taking out a separate loan – saving time and paperwork.

PERSONAL LOANS

Personal loans are ideal for smaller renovations and with a variable rate loan you can make additional repayments to help pay it off sooner without any fees. A personal loan has the advantage of fixed terms, so you can easily budget for the regular repayments – be sure to shop around for a competitive rate.

RENOVATION LOAN

If you’re ready to start building the home of your dreams, our renovation loans can help you get started. Whether it’s a small extension or a complete rebuild, a renovation loan will allow you to draw funds from the loan as your invoices arrive. This saves you money, as you only pay interest on the progress payments made until the loan is fully drawn.

Our panel of lenders

Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.
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What our clients say

We’ve helped thousands of Australians finance their dreams
"As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made. Definitely be recommending to all our friends and family. Thankyou"

- Probst & Travis
"Richard's communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we're getting the best setup for our loans. Thanks Richard"

- Everitt & Jinks

ARE YOU READY TO TAKE THE NEXT STEP?

Our finance specialists are available to help you and answer all your questions

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