We'll tailor a personal loan to your needs, whether that's a new car, consolidating your debts or something else like a motorbike, your wedding or a holiday.
New Car
Ride letting you down or just cramping your style? Let’s get you an upgrade.
Leisure
Got your eye on something special? From motorbikes to scuba gear, you don’t have to wait for it.
Consolidate
Debt ruling your life? Let’s chat about consolidating your debts and helping you take back control.
Wedding
Don’t let creeping expenses play on your mind for your big day – have the wedding you deserve.
Travel
Stop putting off the bucket-list trip! Live your life with one of our super easy-to-manage personal loans.
Unexpected
You never know what life’s going to throw at you. Get cash quick and some peace of mind when the unexpected happens.
LOAN TERMINOLOGY
SECURED
A secured loan is where the borrower (you) pledges ownership of an asset as collateral for their debt. This collateral usually acts as some kind of insurance for the loan provider, as they can sell the security item if the borrower defaults on their loan.
UNSECURED
An unsecured loan is where the borrower does not pledge any asset as collateral for their debt. Due to the lack of collateral, there is a higher risk to the lender, and therefore the interest rates attached to unsecured loans are generally higher than those for unsecured loans.
FIXED RATE
The interest rate that the borrower pays will remain the same for that amount of time, regardless of changes in the RBA cash rate.
VARIABLE RATE
A variable interest rate can go up or down over time, varying your interest repayment cost.
THINGS TO HAVE HANDY WHEN YOU APPLY FOR A PERSONAL LOAN
- What rate type, loan term, amount and repayment frequency suits you best, and why
- Your email address and contact details
- Driver’s licence number
- What you earn (before and after tax, and how often)
- Expense details (eg. rent, insurance payments)
- Information about what assets you own (e.g. the value of any cars, homes or other assets)
- Information about what you owe (e.g. any loans, credit or store cards)
Our panel of lenders
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.
Are you ready to take the next step?
Our finance specialists are available to help you and answer all your questions
