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Who is
NRG Finance?
We’re your local mortgage brokers,
set on securing you a better
financial future.
[/x_slide][x_slide]
Buying
your first home?
We’ve got finance specialists on hand to get you through the process with ease.
[/x_slide][x_slide]
Refinance
Your Home Loan
We’ll help you save a ton by rolling your current home loan into a new one.
[/x_slide][x_slide]
Building or
Renovating?
Building loans are not the same as regular home loans. Let’s figure out the right loan for your situation.
[/x_slide][x_slide]
Low Rate
Personal Loans
There are a few different types of personal loans. Let’s get you the right one for that next big purchase.
[/x_slide][/x_slider][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”10″ ][cs_element_layout_row _id=”11″ ][cs_element_layout_column _id=”12″ ][cs_element_text _id=”13″ ][cs_element_text _id=”14″ ][cs_element_gap _id=”15″ ][cs_element_button _id=”16″ ][cs_element_gap _id=”17″ ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”18″ ][cs_element_row _id=”19″ ][cs_element_column _id=”20″ ][cs_element_line _id=”21″ ][cs_element_gap _id=”22″ ][/cs_element_column][/cs_element_row][cs_element_row _id=”23″ ][cs_element_column _id=”24″ ][cs_element_text _id=”25″ ][cs_element_gap _id=”26″ ][/cs_element_column][cs_element_column _id=”27″ ][cs_element_text _id=”28″ ][cs_element_gap _id=”29″ ][/cs_element_column][/cs_element_row][cs_element_row _id=”30″ ][cs_element_column _id=”31″ ][cs_element_line _id=”32″ ][cs_element_gap _id=”33″ ][cs_element_headline _id=”34″ ][cs_element_text _id=”35″ ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”36″ ][cs_element_layout_row _id=”37″ ][cs_element_layout_column _id=”38″ ][cs_element_headline _id=”39″ ][cs_element_text _id=”40″ ][cs_element_gap _id=”41″ ][/cs_element_layout_column][/cs_element_layout_row][cs_element_row _id=”42″ ][cs_element_column _id=”43″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsla(0, 0%, 79%, 0); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-9.png” front_image_width=”150px” front_title=”FIRST HOME BUYERS” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsla(0, 0%, 79%, 0); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Looking to buy your first home but don’t know where to start? Get the experts on your team so you can navigate the process with confidence.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/first-home-buyer" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%” class=”nrg-finance-boxItem”][/cs_element_column][cs_element_column _id=”45″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-10.png” front_image_width=”150px” front_title=”NEXT HOME BUYERS” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Growing family? Or maybe you’re just ready for a change? Let’s get you into your new home.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/next-home-buyer" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%” class=”nrg-finance-boxItem”][/cs_element_column][cs_element_column _id=”47″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-5.png” front_image_width=”150px” front_title=”Refinance” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Home loan not what it used to be? You could save a bunch of money by rolling it over into a new loan.
Let’s have a chat about your options.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/refinance" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%” class=”nrg-finance-boxItem”][/cs_element_column][cs_element_column _id=”49″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-13.png” front_image_width=”150px” front_title=”INVESTMENTS” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Interested in investing? We’ll find you the right strategy and loan to maximise your investment and build your wealth.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/investments" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%” class=”nrg-finance-boxItem”][/cs_element_column][/cs_element_row][cs_element_row _id=”51″ ][cs_element_column _id=”52″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-14.png” front_image_width=”150px” front_title=”RENOVATION” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Let’s turn those reno dreams into a reality! Whether you’re redoing the kitchen or adding an extension, we’ll get you the right loan for your project.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/renovation" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%” class=”nrg-finance-boxItem”][/cs_element_column][cs_element_column _id=”54″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-6-1.png” front_image_width=”150px” front_title=”SUPERFUND” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”The plans you make today to grow your super will pay off ten fold when you reach retirement. Let’s start planning your future financial freedom.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/superfund" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%”][/cs_element_column][cs_element_column _id=”56″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-11.png” front_image_width=”150px” front_title=”PERSONAL LOANS” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Whether you’re looking at a new car, a tropical holiday, or even consolidating your debt, we’ll help you find the right personal loan for your situation.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/personal-loans" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%”][/cs_element_column][cs_element_column _id=”58″ ][x_card animation=”flip-from-left” center_vertically=”true” front_style=”border-width: 1px 1px 1px 1px; border-style: solid; border-color: hsl(0, 0%, 79%); color: hsl(0, 0%, 100%); background-color: hsl(212, 58%, 83%);” front_image=”https://www.nrgfinance.com.au/wp-content/uploads/2022/08/NRG-Finance-Website-Illustrations-copy-Dark-Blue-15.png” front_image_width=”150px” front_title=”INSURANCE” front_text=”” back_style=”border-width: 1px 1px 1px 1px; border-style: none; border-color: hsl(0, 0%, 79%); color: rgb(255, 255, 255); background-color: hsl(211, 100%, 18%);” back_title=”” back_text=”Whether it’s yourself, your car, home, family or assets, you need to protect what’s important to you. We’ve got plenty of insurance options to cover all your essentials.<br><br>
<a class="learnMore-btn" href="www.nrgfinance.com.au/insurance" />LEARN MORE</a>” back_button_enabled=”false” padding=”10% 10% 10% 10%”][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”60″ ][cs_element_row _id=”61″ ][cs_element_column _id=”62″ ][cs_element_headline _id=”63″ ][cs_element_gap _id=”64″ ][/cs_element_column][/cs_element_row][cs_element_row _id=”65″ ][cs_element_column _id=”66″ ][cs_element_content_area _id=”67″ ][/cs_element_column][cs_element_column _id=”68″ ][cs_element_content_area _id=”69″ ][/cs_element_column][cs_element_column _id=”70″ ][cs_element_content_area _id=”71″ ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”72″ ][cs_element_row _id=”73″ ][cs_element_column _id=”74″ ][cs_element_headline _id=”75″ ][cs_element_gap _id=”76″ ][cs_element_image _id=”77″ ][x_gap size=”50px”][/cs_element_column][/cs_element_row][cs_element_row _id=”79″ ][cs_element_column _id=”80″ ][cs_element_gap _id=”81″ ][cs_element_text _id=”82″ ][cs_element_gap _id=”83″ ][cs_element_text _id=”84″ ][/cs_element_column][cs_element_column _id=”85″ ][cs_element_gap _id=”86″ ][cs_element_text _id=”87″ ][cs_element_gap _id=”88″ ][cs_element_text _id=”89″ ][/cs_element_column][cs_element_column _id=”90″ ][cs_element_gap _id=”91″ ][cs_element_text _id=”92″ ][cs_element_gap _id=”93″ ][cs_element_text _id=”94″ ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”95″ ][cs_element_layout_row _id=”96″ ][cs_element_layout_column _id=”97″ ][cs_element_headline _id=”98″ ][cs_element_text _id=”99″ ][cs_element_gap _id=”100″ ][/cs_element_layout_column][/cs_element_layout_row][cs_element_layout_row _id=”101″ ][cs_element_layout_column _id=”102″ ][cs_element_image _id=”103″ ][cs_element_gap _id=”104″ ][cs_element_text _id=”105″ ][cs_element_gap _id=”106″ ][cs_element_text _id=”107″ ][cs_element_gap _id=”108″ ][cs_element_button _id=”109″ ][/cs_element_layout_column][cs_element_layout_column _id=”110″ ][cs_element_image _id=”111″ ][cs_element_gap _id=”112″ ][cs_element_text _id=”113″ ][cs_element_gap _id=”114″ ][cs_element_text _id=”115″ ][cs_element_gap _id=”116″ ][cs_element_button _id=”117″ ][/cs_element_layout_column][cs_element_layout_column _id=”118″ ][cs_element_image _id=”119″ ][cs_element_gap _id=”120″ ][cs_element_text _id=”121″ ][cs_element_gap _id=”122″ ][cs_element_text _id=”123″ ][cs_element_gap _id=”124″ ][cs_element_button _id=”125″ ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”126″ ][cs_element_layout_row _id=”127″ ][cs_element_layout_column _id=”128″ ][cs_element_text _id=”129″ ][cs_element_text _id=”130″ ][cs_element_gap _id=”131″ ][cs_element_button _id=”132″ ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”133″ ][cs_element_layout_row _id=”134″ ][cs_element_layout_column _id=”135″ ][cs_element_headline _id=”136″ ][cs_element_text _id=”137″ ][cs_element_gap _id=”138″ ][x_slider animation=”slide” slide_time=”5000″ slide_speed=”1000″ slideshow=”true” random=”false” control_nav=”false” prev_next_nav=”false” no_container=”true” touch=”false” ][x_slide]
“Richard is a professional with in depth knowledge of the industry. He has helped me time and time again with personal and business loans and i highly recommend him.”
– Galea
[/x_slide][x_slide]
“We engaged Richard to do a review of our current loans, and was definitely worth out time! Richard has saved us around $550 per month by finding another lender who was much cheaper and also had loan features suited to what we wanted. “
“Richard’s communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we’re getting the best setup for our loans. Thanks Richard”
– Everitt & Jinks
[/x_slide][x_slide]
“As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process, during and after settlement. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made and now we can look forward into moving into our beautiful home once it’s finished being built. Definitely be recommending to all our friends and family. Thankyou”
– Probst & Travis
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We’re your local mortgage brokers, set on securing you a better financial future.
GET STARTED
Buying your first home?
We’ve got finance specialists on hand to get you through the process with ease.
LEARN MORE
Refinance Your Home Loan
We’ll help you save a ton by rolling your current home loan into a new one.
LEARN MORE
Building or Renovating?
Building loans are not the same as regular home loans. Let’s figure out the right loan for your situation.
GET STARTED
Low Rate Personal Loans
There are a few different types of personal loans. Let’s get you the right one for that next big purchase.
GET STARTED
Ready for a tailored financial solution that ticks all your boxes?
Let’s get to work.
Book a consultation
By working with us, you get expert advice and support, and the extensive knowledge and connections our team possess. Financial planning can be a highly stressful and trying time but with the help of our dedicated financial specialist this will become an exciting and rewarding time.
Whether it’s saving for your first home, expanding the family home or growing your investment portfolio or even insuring you car, NRG Finance is all about you. We take the time to get to know you and understand your needs,to work with you on your goals and enable your dreams and aspirations.
WHAT WE OFFER
We offer a wide-range of services to help reach your financial goals.
TYPES OF LOANS WE OFFER
Let’s find the loan that best fits your situation.
FIRST HOME BUYERSThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleLooking to buy your first home but don’t know where to start? Get the experts on your team so you can navigate the process with confidence.
LEARN MORE
NEXT HOME BUYERSThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleGrowing family? Or maybe you’re just ready for a change? Let’s get you into your new home.
LEARN MORE
RefinanceThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleHome loan not what it used to be? You could save a bunch of money by rolling it over into a new loan.
Let’s have a chat about your options.
LEARN MORE
INVESTMENTSThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleInterested in investing? We’ll find you the right strategy and loan to maximise your investment and build your wealth.
LEARN MORE
RENOVATIONThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleLet’s turn those reno dreams into a reality! Whether you’re redoing the kitchen or adding an extension, we’ll get you the right loan for your project.
LEARN MORE
SUPERFUNDThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleThe plans you make today to grow your super will pay off ten fold when you reach retirement. Let’s start planning your future financial freedom.
LEARN MORE
PERSONAL LOANSThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleWhether you’re looking at a new car, a tropical holiday, or even consolidating your debt, we’ll help you find the right personal loan for your situation.
LEARN MORE
INSURANCEThis is where the text for the front of your card should go. It's best to keep it short and sweet.Back TitleWhether it’s yourself, your car, home, family or assets, you need to protect what’s important to you. We’ve got plenty of insurance options to cover all your essentials.
LEARN MORE
WHY NRG FINANCE?
GENUINE CARE
We provide genuine care to our clients and help them reach their financial goals. It’s one of the many reasons why our clients recommend NRG Finance.
PREMIUM SERVICE
We’re on the journey with you, providing a tailor-made premium service from beginning to end. It’s our in-depth knowledge that makes our advice and solutions first-class.
ONGOING SUPPORT
We believe the settlement of your loan is just the beginning. Its our ongoing support we offer that separates us from other mortgage brokers and lending specialists.
WHY NRG FINANCE?
GENUINE CARE
We offer the genuine care and customer service that the banks don’t. We’ll go above and beyond for you, exhausting every option to get you the best solution.
PREMIUM SERVICE
Our job is to do most of the hard work behind finalising your home loan; things like negotiating on your behalf and educating you on hidden fees. We go the extra mile to find and negotiate the loan/s that make the most sense for your situation.
ONGOING SUPPORT
Owning a home or investing in one is a long term commitment and we’ll be available the whole way. Just like a family doctor, you now have a family finance expert for everything that life has to throw at you.
FINANCIAL CALCULATORS
Online home loan calculators, free for you to use!While you won’t get a 100% accurate number, these calculators will give you a good idea of the costs you’ll need to consider when purchasing property.
Property Fees
Estimate how much stamp duty and extra fees you may need to pay for a property.
Calculate
Borrowing Power
Calculate how much you can borrow based on your income, assets and financial commitments.
Calculate
Repayments
How much will your repayments be? How much can you save with extra repayments?
Calculate
UNDERSTANDING THE
HOME LOAN PROCESS
Even if you’ve bought property before, navigating the home loan process is complex. Check out our easy home loan process to get your head around it.
LEARN MORE
WHAT OUR CLIENTS SAY
We’ve helped thousands of Australians finance their dreams
“Richard is a professional with in depth knowledge of the industry. He has helped me time and time again with personal and business loans and i highly recommend him.”
– Galea
“We engaged Richard to do a review of our current loans, and was definitely worth out time! Richard has saved us around $550 per month by finding another lender who was much cheaper and also had loan features suited to what we wanted. ”
“Richard’s communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we’re getting the best setup for our loans. Thanks Richard”
– Everitt & Jinks
“As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process, during and after settlement. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made and now we can look forward into moving into our beautiful home once it’s finished being built. Definitely be recommending to all our friends and family. Thankyou”
– Probst & Travis
WHAT OUR CLIENTS SAY
We’ve helped thousands of Australians finance their dreams
“As first home buyers we knew nothing about buying property let alone financing it. Richard guided us step by step through the whole process. His banking experience and product knowledge left us feeling confident and comfortable with the decisions we made. Definitely be recommending to all our friends and family. Thankyou”- Probst & Travis
“Richard’s communication and dedication to his role is outstanding, proactively checking in with us through the process to make sure we understand everything and to answer the numerous questions we had quite often. We will be keeping in touch periodically moving forward to ensure we’re getting the best setup for our loans. Thanks Richard”- Everitt & Jinks
View more reviews
OUR PANEL OF LENDERS
Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.
OUR PANEL OF LENDERS
Thousands of loans, multiple lenders.
We’ll guide you, giving you the ins and outs of each loan, so you can make a more confident decision.
ENQUIRE TODAY
Submit your details and we’ll be in touch with you shortly.
What are you interest in:Buying first homeBuying next homePersonal loansInsuranceRefinanceRenovationInvestmentsSuperfunds
READY FOR THE NEXT STEP?
We’re here to help and available to answer any and all questions you might have.
CONTACT US
HOME LOAN PROCESS
▸ 1. THE DISCOVERY MEETING
When we first make contact, your experienced NRG Finance Broker will ask you a number of detailed questions to determine your current financial situation and make sure that we are properly prepared for our meeting with you.
Getting to know you and understanding your current financial circumstances and your specific needs means that we can identify the lender, loan type and product that is right for you.
Once a convenient time for a meeting has been arranged, you will receive a confirmation email with a list of documentation you will need to bring along. Alternatively, you may be asked to complete our Client fact finder and return it with the supporting docs prior to our meeting.
▸ 2. TAILORING YOUR SOLUTION
Once your financial needs and loan requirements have been discussed and all information confirmed with you face to face, we will compare and identify the best loan and lender for your particular situation. The loan application process will be fully explained, and any hidden costs associated with your loan product will be made clear. We will also identify any other fees that will arise in the process of the financial transaction and will assist you in completing the loan application forms.
▸ 3. SUBMIT YOUR APPLICATION
Once we receive all of your supporting documentation, we will prepare, package and submit the loan application to the lender and ensure that it is processed in a timely manner. Your dedicated NRG Finance Broker will be heavily involved assisting in the smooth processing of your loan. Their input during this part of the process makes a huge difference to the outcome. At this stage we may also arrange bank valuations and contact any 3rd parties to introduce ourselves such as your conveyancer or accountant.
▸ 4. THE APPROVAL PROCESS
As soon as your loan is approved we will notify you and continue to work hard behind the scenes to ensure the documentation is finalised quickly. We liaise constantly with your solicitor, lender, real estate agent and any other relevant parties, so you can relax knowing your loan has been approved and is progressing as needed.
▸ 5. SETTLEMENT
Once your loan documents have been signed, either in the presence of your solicitor or NRG Finance Broker, we will return them to the lender in preparation for settlement. We will continue to liaise with your solicitor in the lead up to settlement to ensure that everything continues to run smoothly.
▸ 6. ONGOING SUPPORT
Once your loan has been settled we will make sure that everything is finalised. It’s at this point that the journey really begins. Like your trusted family doctor your NRG Finance Broker aims to be your trusted financial partner and your first point of contact for any queries regarding your finances for the entire length of the loan. As sure as the seasons change so do your personal needs which is why we stay in touch regularly.
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